Private by default
- Start with estimates. Nothing to connect.
- Read-only. We can never move money.
- Never sold. Your data isn't the product.
- Yours to delete. Everything, anytime.
When does work become optional?
See the age your money could cover the life you want, and how every big decision moves it.
- 6 quick questions
- About a minute
- No bank login
Hero video · plays once, rests on the last frame · assets/media/hero.mp4
Work could become optional around59Most likely 56 to 63
Runway · nowYour date moved 4 months soonerYour investments grew 3% this month.
How it works
Your date in about a minute.
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Roughly how much do you have invested?Under $50K$50K – $250K$250K – $1MMore
Answer six questions
Rough numbers are fine. No bank login.
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Work could become optional around59Most likely 56 to 63
See your date
The age, the range, and how we got there.
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RunwayMonthly note · now
Your date moved 4 months sooner
Your investments grew 3% this month.Keep it current
A short note when it moves. Connect only if you want.
Try it
Tap a decision. Watch your date move.
Sample numbers, same math as your real plan.
Open the full calculator
Work could become optional around
59years old
Most likely between 56 and 63
What you get
Three answers, in plain words.
Am I on track?
Know the age work could become optional.
One number, and the honest range around it.
Photo · 5:4 · feature-1.jpg
Work could become optional around59Most likely 56 to 63 · around 2051
What moves my date?
See what a decision costs, in years.
Before you sign anything.
Photo · 5:4 · feature-2.jpg
Buy a home next year+4 years
Change jobs2.5 years sooner
Take a year off+3 years
What changed?
A short note when your date moves.
About once a month. Nothing when nothing changes.
Photo · 5:4 · feature-3.jpg
Runway · nowYour date moved 4 months soonerYour investments grew 3%.
Just want to try it?
Play with the calculator. Free to try.
Start from sample numbers and drag the sliders: a home, a kid, a year off. When you're ready, keep your numbers and save them.
Why Runway
"Most people don't need another budget. They need to know when it all adds up."
Placeholder quote · to be written or approved by the creator
Runway turns the milestones people already know, $100K, the crossover point, $1M, into one date that's yours.
Milestones
Always know which milestone is next.
$100K
Your money starts pulling its weight.
Crossover point
A year of growth adds about what you put in.
$250K
Market swings outgrow your deposits.
$1M
Big number, rarely the finish line.
Your number
Enough to cover the life you want.
Work becomes optional
Your crossover point ≈ what you invest in a year × 14Investing $1,000 a month? It's about $170K.
Privacy
Your money, your data, your call.
How Runway is free
When a product could move your date sooner, we may show it as a labeled partner offer.
- Ranked by the time it saves you, never by what partners pay.
- Always labeled. Never inside your numbers.
- No offers before you see your date.
From the community
Sample reviews and AI portraits for design · replace with real beta users before launch
People who found their date.
PPriya34 · Just getting seriousI thought I was way behind. Turns out I'm on track for 58. I slept really well that night.
On track for 58
MMarcus & Jen38 · Buying a homeWe tried "buy a house next year" before signing anything. Four years later. We're waiting one more year.
Decided to wait a year
LLuis29 · Just startingThe $100 a month thing got me. Eight months sooner, for about a coffee a day.
8 months sooner
DDenise52 · Almost thereI needed someone to tell me it's not too late. It said 61, then showed me how to make it 59.
61 → 59
AAisha36 · Planning a sabbaticalOne year off meant three years later. I'm doing six months instead, and I don't feel guilty about it.
6 months off instead
SSam41 · Privacy firstNo bank login to start was the only reason I tried it. I still type my own numbers.
Kept it manual
TTom45 · Checking inOne email a month, and that's it. That's exactly how often I want to think about this.
Monthly note
KKim33 · Planning with a partnerShowing my partner a range instead of one scary number is what made it feel honest.
Shared with partner
Questions
Good questions to ask.
What does "work-optional" mean?
It's the point where your investments could cover the life you want, so working becomes a choice instead of a need.
Is Runway really free?
Yes. No card, no trial. We may show labeled partner offers when they would move your date sooner.
Do I need to connect my bank?
No. Six questions give you your date. Connecting is optional and only makes it exact and keeps it current.
How accurate is the date?
It's an educational estimate based on your answers, a 7% yearly return minus 3% inflation (about 3.9% after inflation) and the 4% rule (a common guideline for how much you can draw from investments each year). We always show a range.
What happens to my data?
It's used only to calculate your date and suggestions. It's never sold, and you can delete it anytime.
I'm 52 (or 23). Is this for me?
Yes. Your date is calculated from your own numbers, whatever your age. If work is already optional, Runway tells you and shows the cushion you have. If you're just starting, it shows what even a small amount each month does.
Does it include taxes and Social Security?
Not yet. For now, include taxes in what you'd spend in a year. Social Security can't start before 62, so we leave it out, which makes your date a little more cautious, not less.
Is this financial advice?
No. Runway is an educational tool. It shows the math with your numbers and explains it in plain words. It never recommends specific investments.
Who is Runway for?
People who already save or invest and want to know if they're on track. You don't need to be an expert.
When could work become optional for you?
Six quick questions, no bank login. You'll see your age, the range around it, and what moves it.
Find my date